Fees & charges

  Home Loan (IV) Fast Loan
Application Fee Rs 1,000 Rs 1,000
Handling Fee 1.% of Loan amount:
Minimum Rs 3,000 and Maximum Rs 50,000
Not Applicable
Medical Fee Rs 450
- payable before medical examination
Rs 450
- payable before medical examination
Policy Fee (DBLA) Rs 200 Rs 200
Monthly service charge Rs 100 Rs 100
Mortgage Insurance Payable when Loan to Valuation exceeds 90% Not Applicable
Fixed Charge Fee 0.75% of Loan amount Not Applicable
Administration Cost Not Applicable up to Rs 50,000 - Rs 500
above Rs 50,000 -Rs 1,000
Penalty Fee for late payment
Prior BPA cases
BPA cases
10% on monthly instalment
5% p.a on unpaid capital
10% on monthly instalment
5% p.a on unpaid capital
Visa Fee Rs 200 Not Applicable
Pari-Passu Rs 2,000 Not Applicable
- EWF Rs 200 Not Applicable
Legal Fee Rs 200 Not Applicable
Early Repayment Fee* 1% ERF on capital balance applicable
for loans >= Rs3M
The interest free will be forfeited in case client pays his/her loan in anticipation.
Not Applicable
Erasure of Fixed Charges and Conventional/Subrogation charges
  • Rs 5000 + Registration dues of Rs550 for premature repayment of loan within 5 years
  • Rs 3000 + Registration dues of Rs550 for premature repayment of loan above 5 years and upto 10 years.
  • Rs 1000 + Registration dues of Rs550 for loan expiry or payment effected 10 years and above.
Duplicate Loan Repaid Letter Rs 300 Rs 300

 

*Not applicable for loans falling under the Borrowers Protection Act

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